The difficult discussion?
The important discussion!
According to LIMRA’s 2010 Life Insurance Ownership Study, a study
that’s conducted every six years, many U.S. households are
underinsured:
- Only 44 percent of U.S. households have individual life insurance.
- Half of U.S. households (58 million) say they need more life insurance.
- Among households with children under age 18, arguably those with the greatest need for life insurance, 11 million have no life insurance coverage.
- Talk before you’re in a financial crisis — Pick a time when you are both relaxed and keep it positive. Try to discuss it as you would any other family issue or aspect of your financial planning.
- Make a plan or revise your existing plan — Incorporate life insurance into your overall financial strategy — in fact, you may want to consider making it a primary component.
- Set a monthly budget — Determine what you can afford and call me. I can work with you so you can determine a realistic strategy that you can stick to.
Life insurance issued by Farmers New World Life Insurance
Company, Mercer Island, WA 98040
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