Farmers Insurance - Jason Jones

Summer fun
Summer safety

Summer is not over yet and many of us are spending as much time as we can outdoors — pool parties, cookouts, and other fun activities — before everyone heads back to school. While having all that fun outdoors, it’s important to remember to be safe. Here are some tips that may help keep your family and guests out of harm’s way:

• Pool safety — Install a safety fence around your pool. Educate your family and guests on pool rules: no running around the pool; no food or drinks while swimming; and no diving. Consider posting a “Pool rules” sign. Always keep an eye on children when they are in and around the pool.
• Grilling safety — Be sure an adult monitors the grill at all times. Keep children and pets away from the grill and tools you use to cook. Be sure to turn off or extinguish the grill and remaining embers, candles, outdoor fire pits, barbecues and the like before retiring to the indoors.
• Patio safety — Redirect sprinklers that may drench your patio — the excess water can cause slippery areas. Store yard tools, hoses and other equipment to prevent people from tripping. Install proper lighting so visitors can see where they’re walking.

In spite of your best efforts, unforeseen events may happen. What would you do if a catastrophe struck and caused damage or injuries beyond the limits of your homeowners coverage? What would you do if you found yourself on the wrong end of a multi-million dollar lawsuit? Naturally, most people don’t expect the unthinkable to happen to them — but sometimes it does.
Caveat: Don’t assume that your homeowners insurance provides adequate coverage in the event you’re sued for negligence or injury. How much of your assets could be up for grabs in the event of a lawsuit is determined to a great extent by our state law.
Life is uncertain: Plan for it
You probably work very hard to accumulate assets — take steps to safeguard them. You never know when the unexpected can ruin not just your day but also your well laid financial plans for the future. Make sure you’re prepared. Call me for more information on what you can do to help protect your assets.